Why should you hire a public adjuster to handle your Florida home water damage claim?

During a flood or any other natural disaster that could damage the structure of your Florida home, it is always beneficial to have the assistance of a public adjuster, a professional who will represent you when dealing with insurance companies. Do you know why you should hire a public adjuster for water damage in Miami? Pro & Claim will tell you!

It is important to consider that water damage is very common in Miami due to the heavy rains, storms, and hurricanes that occur in this area. Florida is a state where these types of events happen constantly. As a result, you should always be prepared in the event that you need to file a water damage claim in Florida.

Do you want to know more about the benefits of hiring a public adjuster for your water damage claim in Miami? Read on to find out:

Reasons You Need a Public Adjuster in Florida for Water Damage Claims

They can be difficult to detect and assess

We at Pro & Claim know that water damage can be difficult to detect and properly assess. This is because water sometimes seeps through walls, ceilings, or floors, causing hidden damage that can lead to mold, rot, or corrosion. A Miami public adjuster has the experience and tools to inspect your property to determine the true extent of the damage and file a proper water damage claim.

Water damage is very common

Water damage is a frequent occurrence in Florida due to various weather phenomena that constantly occur in the area. This damage can affect the structure of your property, furniture, appliances, and even your health.

Your insurance policy limitations

Did you know that water damage in Florida may be excluded or just partially covered by your current policy? Yes, from our experience at Pro & Claim, we can confirm that some policies only cover certain types of water damage, such as burst pipes or toilet overflows, but not flooding or high tides. A public adjuster in Miami can review your policy and explain what coverage you have and what requirements you must have in order to make a claim.

Complex claims

You should be aware that water damage can result in complex and time-consuming claims with insurance companies in Miami. The insurance company may use technical, legal, or contractual arguments to try to minimize or deny your claim. A Florida Public Adjuster can represent you before the insurance company and negotiate the best possible settlement based on solid evidence.
There are many fundamental reasons why it is essential to have the assistance of a public adjuster when faced with a water damage claim. If you have decided to hire one, choose the specialized services of Pro & Claim, experts in the field. We care about your well-being and getting you the best settlement possible.